Platform statistics

Our platform statistics

We aim to lend to high quality borrowers to ensure you are connected with like-minded people. Check out the details below to get to know our borrowers a little better. This data is hot off the press, automatically updated every day from our platform.

$13,281,801
Current Loan Book
1,001
Active Borrowers
593
Active Investors
$16,732
Average Loan Size

Our borrower profile

Here’s an overview of our current approved borrower characteristics.

Male 55%
Female 45%
Average income $57,212
Average age 36
Secured loans 34%
Own a home 38% Not necessarily used as security.
Location Auckland
Average loan size $16,732
Loan purpose Debt Consolidation

Our borrower risk grades

Our approved borrowers are allocated a risk grade based on their strength across each of our credit criteria. The risk grade corresponds to the level of risk levy that applies to the loan and therefore determines the borrower’s overall interest rate.

  • A Grade
  • B Grade
  • C Grade
  • D Grade
  • E Grade

Our A Grade borrowers

A Grade borrowers have the highest credit scores and a strong record of borrowing and repaying debt without missing repayments. They exhibit strong debt servicing capacity and are typically homeowners or have evidence of other assets.

Our B Grade borrowers

B Grade borrowers have high credit scores, solid credit histories and a record or repaying debt without missing repayments. They typically have a strong debt servicing capacity and are often homeowners or have evidence of other assets.

Our C Grade borrowers

C Grade borrowers have solid credit scores, sound credit histories and a record of meeting existing repayment obligations. They have solid debt servicing capacity and bank account conduct.

Our D Grade borrowers

D Grade borrowers have sound credit scores and debt servicing capacity but may have more limited credit information available or an isolated missed repayment obligation in the past.

Our E Grade borrowers

E grade borrowers have satisfactory credit scores and debt servicing capacity but may have more limited credit information available or have missed repayment obligations in the past.

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